Terms & Conditions

1.Introduction

Welcome to the website of Shree Krishna Beopar Private Limited ("Company", "we", "our" or "us").

These Terms and Conditions ("Terms") govern your access to and use of our website and any online services made available by the Company. By accessing or using this website, you agree to be bound by these Terms.

2.Eligibility

You represent that you are legally competent to enter into a binding agreement under applicable laws of India.

Our lending products are intended only for eligible individuals who satisfy the Company's internal credit policies and applicable regulatory requirements.

3.Use of Website

You agree to use this website only for lawful purposes. You shall not:

• Provide false or misleading information;
• Interfere with the operation or security of the website;
• Attempt unauthorized access to our systems;
• Upload malicious software or harmful code;
• Misuse any online application or customer portal; or
• Use the website in violation of applicable laws.

The Company may suspend or restrict access where misuse or unauthorized activities are identified.

4.Loan Information

Information available on this website, including loan products, eligibility criteria, interest rates, fees, calculators and illustrations, is provided for general information only. Submission of a loan application does not guarantee loan approval.

All lending decisions are subject to the Company's internal credit assessment, KYC verification, regulatory requirements and execution of the relevant loan documentation.

5.Digital Lending

Where loan applications are facilitated through digital platforms or Loan Service Providers ("LSPs"), such LSPs act only on behalf of the Company.

All lending decisions, loan approval, execution of loan agreements and loan disbursement remain the sole responsibility of Shree Krishna Beopar Private Limited.

6.Privacy

The Company processes personal data in accordance with applicable laws, including the Digital Personal Data Protection Act, 2023, and our Privacy Policy.

By using this website, you acknowledge that your personal data may be collected and processed for providing services, complying with legal obligations and other lawful purposes described in our Privacy Policy.

7.Intellectual Property

All content available on this website, including text, graphics, logos, trademarks, software and other materials, is owned by or licensed to the Company and is protected by applicable intellectual property laws.

No content may be copied, reproduced, modified or distributed without prior written permission from the Company.

8.Disclaimer and Limitation of Liability

The Company makes reasonable efforts to ensure that the information provided on this website is accurate and up to date. However, no warranty is given regarding its completeness, accuracy or availability.

To the extent permitted by applicable law, the Company shall not be liable for any indirect, incidental or consequential loss arising from the use of this website or any interruption of online services.

Nothing on this website constitutes financial, legal or investment advice.

9.Governing Law and Grievance Redressal

These Terms shall be governed by the laws of India.

Any dispute arising from the use of this website shall be subject to the jurisdiction of the competent courts at Mumbai, Maharashtra, unless otherwise required by applicable law.

For any complaint relating to our services or this website, please contact:

10.Changes to These Terms

The Company may update these Terms from time to time to reflect changes in applicable laws, regulatory requirements or business operations.

The updated version will be published on this website and will become effective from the date of publication. Continued use of the website after such publication constitutes your acceptance of the revised Terms.